Ayushman Health Card on Your Phone: An Easy Step-by-Step Guide Claim | ആയുഷ്മാന്‍ ഭാരത് ഹെല്‍ത്ത് കാർഡ് .

Good news! Now you can get your Ayushman Health Card right on your smartphone. The Ayushman Health Card, also known as the Pradhan Mantri Jan Arogya Yojana (PMJAY) card, is a fantastic government initiative that provides health insurance for people who need it most. To make things super easy, you can now apply for the card using the Ayushman Bharat PMJAY app on your phone.
Get Your Ayushman Health Card on Your Phone: An Easy Step-by-Step Guide.
 Let's walk through the simple steps to get your Ayushman Health Card hassle-free, so you can have access to health insurance and the benefits of the PMJAY scheme.

Step 1: Download the Ayushman Bharat PMJAY App

Start by opening the app store on your smartphone - if you have an Android phone, it's the Google Play Store, and if you have an iPhone, it's the App Store. Look for the "Ayushman Bharat PMJAY" app and install it.

Step 2: Register for a New Account

  • Once the app is installed, open it on your phone and tap on the "Register" button to create your account. Enter your mobile number and click "Generate OTP." You'll get a one-time password on your phone - type it into the app.
  • Fill in your name, date of birth, gender, and address - all the necessary personal details.
  • Create a username and password so your account stays safe.
  • Finally, accept the app's terms and conditions, then hit "Register."

Step 3: Apply for Your Ayushman Health Card

  • After registration, log in to the Ayushman Bharat PMJAY app using the username and password you created. Find and click on "Apply for Ayushman Health Card" on the home screen. Enter your Aadhaar number, family details, and income category as asked.
  • You'll need to upload some important documents, like your Aadhaar card, ration card, or income certificate, following the app's instructions.
  • Take a moment to review all the info you filled in before you continue.
  • Once everything looks good, just tap "Submit" to complete your application.

Step 4: Track Your Application Status

  • Once you've submitted your application, you can keep track of its progress using the Ayushman Bharat PMJAY app. On the home screen, find and select "Track Application."
  • Enter either your application reference number or mobile number, and the app will show you real-time updates on your application's status.
Get Your Ayushman Health Card on Your Phone: An Easy Step-by-Step Guide
Photo Credit :play.google.com

Alternate Ways to Download Ayushman Bharat Card

Ayushman Mitra: Your Helpful Guide!

Meet the Ayushman Mitras - they're here to assist you in getting the benefits of this awesome scheme. Just visit the nearest Ayushman Mitra center with your Aadhaar card, and they'll guide you through the process of getting your Ayushman card. It's like having a friend helping you out!

Common Service Centers (CSCs): Government's Digital Support

Want a more digital approach? Head to the nearest Common Service Center (CSC). They offer all sorts of online services, and they can help you enroll in the Ayushman Bharat scheme with your Aadhaar card. It's government support at your fingertips!

Offline Method: The Traditional Route

If you prefer doing things offline, no worries! Just go to the nearest hospital or clinic with your Aadhaar card, fill out the form, and submit it there. Your Ayushman card will be ready in a few days - simple and hassle-free!

What's Included in Ayushman Bharat Yojana?

The Ayushman Bharat Yojana offers coverage of up to Rs. 5 lakhs to eligible beneficiaries for a range of medical services, including:
  • Medical Examination, Diagnostic Tests, Consultation, and Treatments: Beneficiaries can avail of vices like medical tests, consultations with doctors, and various treatments.
  • Implants and Intensive Care: The scheme covers the cost of implants and intensive care services, ensuring quality treatment for critical conditions.
  • Non-Intensive Care Services and Physician Fees: Non-intensive care services and fees for physicians are also included, making medical services more accessible.
  • Surgeries: The Ayushman Bharat Yojana provides coverage for various surgeries, allowing beneficiaries to undergo necessary medical procedures.
  • Hospital Room Rent and Food Services: Room rent and food services during hospitalization are covered, relieving financial burdens.
  • Covid-19 Treatment: The scheme includes coverage for Covid-19 treatment, providing support during the pandemic.
  • PrePre-hospitalizationpenses (Up to 3 days) and Post-hospitalisation Expenses (Up to 15 days): Pre and post-hospitalization expenses are also covered, easing the overall medical costs.
  • All Pre-existing Conditions: The scheme treats all pre-existing conditions from day one, offering comprehensive coverage for beneficiaries' existing health conditions.
  • Coverage for 1390+ Medical Procedures: Ayushman Bharat Yojana includes coverage for over 1390 medical procedures, encompassing treatments like angioplasty, prostate cancer, valve replacement, and more.

What's Not Covered under Ayushman Bharat Yojana?

While Ayushman Bharat Yojana provides significant coverage, there are certain exclusions, similar to other health insurance plans. These exclusions are:
  • Out-Patient Department (OPD) Expenses: Expenses related to OPD visits and treatments are not covered under the scheme.
  • Fertility Treatments: Treatments for fertility-related issues are excluded from the coverage.
  • Cosmetic Surgeries: Cosmetic procedures are not covered as they are considered elective and not essential for medical purposes.
  • Organ Transplant: The scheme does not provide coverage for organ transplant surgeries and related expenses.
  • Drug Rehabilitation: Expenses for drug rehabilitation programs are not included in the coverage.

FAQs (Frequently Asked Questions):

Who is eligible for the Ayushman Bharat Yojana? The Ayushman Bharat PMJAY scheme targets economically vulnerable families and identifies beneficiaries based on Socio-Economic Caste Census (SECC) data. It includes families falling under specific deprivation and occupational categories. Eligibility criteria may vary across states.
Can I track my Ayushman Health Card application status? Yes, you can track the progress of your Ayushman Health Card application using the Ayushman Bharat PMJAY app. Simply enter your application reference number or mobile number to get real-time updates..
How can I apply for the Ayushman Health Card? You can apply for the Ayushman Health Card through the Ayushman Bharat PMJAY app on your smartphone. Alternatively, you can visit Ayushman Mitra centers, Common Service Centers (CSCs), or apply offline at hospitals or clinics..
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